Rate My Benefits — Are Your Benefits Working For You?
ratemybenefits.com

Your benefits package:
asset or liability?

Most employers are overpaying for benefits their employees don't value — or leaving smarter options on the table. We guarantee you'll find out which, at 10X what you pay us — or your cost is $0.

No SSNs. No commitment. No broker replacement required.

10X

your fee in identified savings opportunities — or you pay nothing.

For 1% of annual healthcare spend, we review the plan, surface the waste, and show leadership what to do next.

1%our fee
$0if we miss
From Broken Healthcare
It’s Not Personal, It’s Just Healthcare
The documentary behind the mission: employers and employees are trapped in a game they didn’t design.
No SSNsTo begin
No disruptionTo your current plan
Board-levelStrategic review
RefundableIf we miss
Our guarantee

10X your fee in savings — or you pay nothing.

For 1% of your annual healthcare spend, we independently audit your benefits program and deliver a clear roadmap showing you at least 10X our fee in identified savings opportunities. If we don't, we refund every dollar and waive the second installment. Your downside is always zero.

1%
Our fee
of your annual healthcare spend
10X
Minimum we identify
in savings paths — guaranteed
$0
Your downside
fully refunded if we don't deliver
Why Benefixa

We sit on your side of the table.

1%
Supercharge your benefits. Keep your broker.We don't replace yours — we give you the independent view they can't.

Whether you're fully insured, self-funded, or somewhere in between, we'll show you the options your current team may not be incentivized to surface. We review everything — then tell you exactly what we'd do if we sat on your board.

ROI Calculator

What does 10X look like for you?

Adjust your annual healthcare spend to model the fee, guarantee, and your worst-case risk.

$5,000,000
Drag to adjust — or choose a preset
Our consulting fee (1%)
$50,000
Split 50/50 — half upfront, half on delivery
Guaranteed savings path (10X)
$500,000
Minimum we'll identify — or we refund everything
Your cost if we miss
$0
First installment fully refunded. Second waived. You owe nothing.
Net savings after our fee
$450,000
If you capture the full identified savings path
If we don't identify at least $500,000 in savings opportunities, we refund your $25,000 in full and waive the second installment. Your cost: $0.
$0
Your cost if we miss
vs
10%
Minimum savings guaranteed
Upside vs. your downside
Free consultation

Four things. That's all it takes.

No names. No addresses. No SSNs. Every group — small employer to enterprise — starts the same simple way.

1
Benefit-eligible headcountHow many employees qualify for benefits?
2
Participant countHow many are currently enrolled?
3
SBC per plan offeredSummary of Benefits & Coverage — your broker has these.
4
Invoice or tier breakdownMonthly cost by tier, or a recent carrier invoice.

Simple, secure, and enough to begin a serious review.

The documentary

Before you rate your benefits, understand the game.

It’s Not Personal, It’s Just Healthcare explains why employers and employees keep paying more, getting less, and accepting the same broken rules.

Watch / learn more ↗
Rate My Benefits

Why it belongs here

The assessment gives employers the math. The documentary gives them the context — and shows why the status quo keeps winning unless leadership asks better questions.

Benefits are too expensive to leave unrated.

Start with the four basics. If there’s nothing meaningful to find, you’ll know. If there is, we’ll show you the path.

Start my free assessment ↗